Financial Protection For Unplanned Events

Your YBC membership includes financial protection and dedicated advice if you are unfortunate enough to have the following issues:

  • Tax Investigation
    Costs associated with either a HMRC Aspect Enquiry or full HMRC Investigation
  • PAYE Dispute
    Costs associated with a HMRC PAYE dispute following a compliance review
  • VAT Dispute
    Costs associated with a VAT dispute following a visit by HMRC
  • Employment Disputes
    Representation costs incurred in defence of a dispute with an employee and the cost of a basic or compensatory award ordered to be paid by an employment tribunal following a dispute with an employee, subject to you having followed guidance from the YBC helpline.
  • Health & Safety Prosecution
    Costs incurred defending a H&S criminal prosecution
  • Criminal Prosecution Defence
    Costs incurred defending legal proceedings in a Court of criminal jurisdiction in respect of any act or omission or alleged act or omission.
  • Statutory Licence Protection
    The cost of an appeal or representation to the relevant authority following an act or omission which leads to the removal of a statutory licence
  • Property Disputes
    The cost incurred in any dispute or legal proceedings, including those relating to the physical possession of the property, the terms of the insured’s tenancy regarding property use or maintenance
  • Data Protection
    Costs incurred defending civil proceedings for compensation under Section 13 of the Data Protection Act 1998
  • Personal Injury
    Costs incurred in the pursuit of legal proceedings to recover damages for the death of or bodily injury to an insured person
  • Wrongful Arrest Defence
    The cost of defending civil proceedings against the insured in relation to allegations of wrongful arrest or malicious prosecution

Should you have an issue with any of the above, in the first instance, call the YBC Helpline on

0333 358 3677.

Do not make any financial commitments or admit any liability until you have spoken to one of our experts.


As with any insurance protection policy, there may be certain exclusions or requirements and there is a starting assumption that you are compliant to all relevant regulations.