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Alternative banking account for business

Banking Account

Not having a bank account can stop your business in its tracks. Getting a bank account, for some, can be a difficult task.

YBC has helped to develop a banking account product aimed at all businesses, whether you are self employed, a limited company, partnership, local/national government department, starting a business or just part time.

The Cashplus Business Account is the ideal alternative to High Street business bank accounts. It does nearly everything that traditional bank accounts do, so you can use it as your main business bank account.

A great alternative to a business bank account with no credit check

Let us take the complexity of High Street banks out of your life with a solution that works in the same way as a traditional business banking account, but lets you focus on what’s important – growing your business!

Whether you’re looking for an alternative to a sole trader bank account, a limited company bank account or a partnership account, we’re sure you’ll appreciate the value for money we offer.

You’ll be able to make and receive payments in a variety of ways and you’ll be eligible for some fantastic account extras, including currency cards and online banking.


Premium Member Offer - Save £69

1st years annual charge of £69 waived for YBC Premium Members.

For more information, when logged in, Premium Members click here.

You deserve a better alternative to business banking that’s simple and low cost

  • 100% instant online decision
  • Perfect for any size business
  • No credit check to open
  • A versatile alternative to a business bank account, with no credit checks to open an account
  • A simple low annual account fee
  • No monthly fees, UK purchase fees or interest
  • Hassle free alternative to High Street small business banking

The award winning Cashplus Business Account works in much the same way as a High Street business bank account, but typically at a fraction of the cost

  • Send and receive bank transfers and pay in cash
  • Set up Direct Debits and Standing Orders
  • The account will be in your business’ name
  • Register the account for Merchant Services & with HMRC

Run this as your main business bank account - it does nearly everything but accept and issue cheques.

You’ll be able to invoice clients in your business’ name, with your business name also being displayed on the Business MasterCard® that comes with the account.

You’ll be able to send and receive bank transfers, pay in cash at over 13,000 locations across the UK and set up Standing Orders & Direct Debits.

As with any High Street business bank account, you’ll be able to manage your business account online.

The main difference to a High Street business bank account is that we don’t have branches and don’t process cheque payments.

But don’t just take our word for it; the Cashplus Business Account was the 2014 winner of the ‘Best Business Card Programme’ award at the Card and Payments Awards – beating the likes of AMEX and Lloyds.

Earn Cash Back On Your Purchases

If you’re already buying something, why not earn Cashback when you do it! Once you have your business banking account card, be sure to register to get Cashback. From everyday shopping like groceries and DVDs to the bigger purchases like a TV or a holiday, we’ll help you get a nice bonus on everything you purchase via the Cashback site.

Accepted by over 100 major outlets, including Tesco, Asda, Dell, BT, Opodo, nPower and Vodafone, this is a great way to save whilst you spend!



Premium Member Offer - Save £69*

1st years annual charge of £69* waived for YBC Premium Members.

For more information, when logged in Premium Members click here.



Apply for a great value business account now

Apply for your alternative to a traditional business bank account today.

Once approved, you’ll receive your Account and Sort Code numbers as soon as you’ve finished your application and your card within 3-5 working days. It’s that simple!

Standard Members click here to apply.

Standard Members click here for more information.



*Your Business Community (“YBC”) Premium Members that apply for a Cashplus Business Account via the link on the Premium Member page will be eligible to have their first year annual fee refunded to them. The annual fee will be refunded within 30 days of the customer paying their annual fee and activating their primary card. Any other fees and charges will still apply. Subject to terms and conditions.


Banking Account