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Email Us - info@yourbusinesscommunity.co.uk

card mchine and cash

Up to £100k working capital in 24 hours!

Card Merchant Cash Advance

Our Card Merchant Cash Advance is a flexible and easy alternative to bank loans. Our application process takes minutes, we don’t require security or business plans, and you will get a decision in under 24 hours.

Get between £3,500 and £100,000 of funding in days!


  • Simple Application
  • 90% Approval Rate
  • Decision within 24 hours
  • No Security or business plans required
  • Flexible Repayments
  • Ongoing Access to Additional Funds



How it Works

With a Merchant Cash Advance, we’ll advance you between £3 500 and £100 000 for any of your business’ requirements. The advance is then repaid by paying us an agreed percentage of your credit and debit card sales (typically between 5% and 20%). You keep 100% of your cash sales. Repayments are automatically processed and hassle-free.

Because repayments are linked to your card sales, you only repay the advance when you make sales to your customers, so you pay less in quiet months, and more in better months, but importantly the total repayment amount remains the same irrespective of the length of time it takes to repay. We only get paid when you get paid.

It's that simple!

Businesses We Help

From restaurants and pubs to shops, hotels, garages and equipment hire companies, a merchant cash advance from 365 Business Finance can be used by almost any business that accepts credit and debit card payments from customers

Bank Loans vs Merchant Cash Advance

Interest rates and fees One clear, all-inclusive
fee for the duration of
advance. No admin
charges. No interest.
No late fees.
Interest charged according
to the length of time
loan is outstanding.
Admin charges and late
fees payable.
Repayment Period Flexible repayment
period depending on
your sales (typically
the advances are
repaid in 5 to 10
Fixed repayment
Repayment Amount Flexible repayment
amount depending on
your business’
performance (you
repay a % of your card
Fixed repayments
irrespective of
underlying business
Security required? None In most cases
Business plans required? No Yes
Pre-Approval Within 24-48 hours Normally weeks
Funding Within Days Normally weeks
Access to additional
Eligible for additional
advance when 70% of
the advance is repaid
In most cases, the
original advance has to
be fully repaid


YBC Member Benefit

Up to £150 cashback on all approved cash advances.



Card Merchant Cash Advance


If you would like to know more about this or any other YBC member benefit, please enter your details below and we will make contact as soon as possible.

If you are already a YBC member, please login here and visit the benefit page.